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Return of Premium term Insurance

How would you like to buy term life insurance and know that you’ll get the protection you need and all your out-of-pocket premiums back at the end of the 15-20-,OR 30-year level-premium period you select . . . guaranteed?

Return of Premium Term life insurance is an innovative term insurance policy that provides valuable coverage and guarantees to return ALL of your out-of-pocket premiums generally tax-free if you outlive the level-premium period you select. Returned premiums do not include premiums paid under the optional disability waiver, borrowed premiums and interest. All premiums may not be returned if the policy is surrendered before the end of the level premium paying period.

You can feel good about securing the life insurance you need for those you love because you know your out-of-pocket premiums will be returning to you.